Hire & Reward Courier

Hire & Reward Courier Insurance is a specific type of policy designed for van drivers who use their vehicles for commercial deliveries as part of a courier or parcel delivery service. This insurance is crucial for anyone using their van to transport goods in exchange for payment, ensuring both the vehicle and the goods carried are adequately protected.

Over 60 Providers
More providers = greater chance of a deal
Save Time
Quick and easy quote form
Save up to £235 on your car insurance*
*51% of consumers could save up to £253.93. Consumer Intelligence, March 2021.​

Why is Hire & Reward Insurance Necessary for Couriers?

Standard van insurance typically doesn’t cover commercial use, especially when goods are transported for hire or reward. This specialized insurance fills that gap, providing necessary cover for risks associated with courier services. This includes coverage for goods in transit, liability in case of damage to client property, and often, public liability insurance.

Key Features of Hire & Reward Courier Insurance

  1. Goods in Transit Cover: Protects the items you’re delivering against loss, theft, or damage.
  2. Public Liability Insurance: Shields you from claims if someone is injured or their property is damaged because of your business activities.
  3. Vehicle Cover: Similar to standard van insurance, covering damage or loss of your vehicle.
  4. Flexible Policies: Tailored to your specific courier activities, whether you’re a full-time or part-time courier.

Factors Influencing Your Insurance Premium

The cost of Hire & Reward Courier Insurance can vary based on:

  • The type and value of goods you transport
  • The size and model of your van
  • Your driving history and previous insurance claims
  • The geographical areas you cover in your courier activities

Tips to Reduce Your Insurance Premium

  • Enhance Vehicle Security: Installing security devices can lower the risk of theft.
  • Choose Appropriate Cover: Select covers that align with your specific courier activities.
  • Maintain a Clean Driving Record: A history of safe driving can lead to lower premiums.
  • Regularly Review Your Policy: Ensure it remains aligned with your changing business needs.