Impounded van insurance basically covers you to be able to get your van out of the impound. You may have had your van impounded for not having
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Impounded Van Costs
Getting your van impounded can be a costly situation. From the loss of earnings if you can’t work to the daily costs and other expenses for getting the van released. It is critical you get the van out as fast as possible. Impounded van insurance means you have the cover and the paperwork to be able to go to the impound and get your van back.
A lot of companies will not offer cover once your van has been impounded but you can’t get your van out without insurance so you can get stuck in a cycle of expense!
What is impounded van insurance?
Impounded van insurance, also known as seized van insurance, is a form of insurance designed for individuals or businesses who have had their vans impounded by the authorities. In the United Kingdom, this situation typically arises when a van is found to be in violation of road traffic laws, such as driving without proper insurance, road tax, or a valid MOT certificate. When a van is impounded, it is taken into custody by the authorities until the legal issues are resolved.
Ordinary van insurance policies do not cover impounded vehicles (some may so check your policy), as they are considered high-risk and require specific coverage. Impounded van insurance, therefore, provides temporary and limited coverage to release the van from impound.
The duration of impounded van insurance policies varies, but they usually provide the minimum legal requirements to get the van released. This means the policy typically covers third-party liability, allowing the van owner to drive legally while they address the underlying issues leading to the impoundment.
It is crucial to understand that impounded van insurance is not a substitute for regular van insurance, and it is the responsibility of the van owner to obtain proper insurance once the van is released. Failing to do so can lead to further legal consequences and potential re-impoundment. Therefore, it is essential to address the underlying issues promptly and secure the appropriate insurance coverage for the van.
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